← The Table with Anthony ONeal
Single and Financially Behind? My 4-Part Plan to Build Wealth and Security on One Income artwork

Single and Financially Behind? My 4-Part Plan to Build Wealth and Security on One Income

The Table with Anthony ONeal
32:40
Play episode

Show notes

Building wealth on one income comes with a different kind of pressure. In this episode, Anthony O’Neal breaks down the four financial pillars every single person should focus on: income, safety, retirement, and legacy. From building a second income stream and setting financial boundaries to creating emergency savings, investing for retirement, and putting an estate plan in place, Anthony shares a practical plan for building financial freedom without waiting for marriage or a second paycheck. KEY POINTS 08:52 – The 4 financial pillars every single person should build. 09:16 – Your income is your entire financial engine. 12:55 – Your income is not a group project. 15:42 – Build financial safety when there’s no second income to fall back on. 22:39 – Build your retirement plan in the right order. 24:48 – Don’t enter marriage as a financial burden. 27:32 – Legacy planning isn’t only for married people with kids. 32:04 – Your stewardship doesn’t start when you get married. QUOTES “There's no spouse retirement account to fall back on later. Your account is the account.” – Anthony O’Neal “Your income is not a group project. This ain't dissing nobody. This ain't being different. This is what I call: love with structure. You cannot build your future while quietly funding everyone else's present.” – Anthony O’Neal “Stewardship is not just about what we do today. Stewardship is about what did we position to happen after we left.” – Anthony O’Neal “Legacy is a head start.” – Anthony O’Neal ABOUT ANTHONY ONEAL: Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy. 📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com 🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com Connect With Anthony: 👉 Website: https://www.anthonyoneal.com 📸 Instagram: https://www.instagram.com/anthonyoneal 🎵 TikTok: @_anthonyoneal FREE TOOLS & RESOURCES: 📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget 🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan 📞 Call In & Be On The Show: (771)-224-8131 TRUSTED PARTNERS: These tools help you win with money: - SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings - Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly - Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff - MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo - Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos - BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community! ⚠️ GENERAL DISCLAIMER This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy

More from this show

More
  1. Your Paycheck Is Making Someone Else Rich: 4 Steps To Turn Your Income Into Net Worth

    A bigger paycheck can make you look successful, but it does not automatically make you wealthy. Anthony breaks down the difference between income and net worth, sharing how he once…

    30:35
  2. Want to Quit Your Job? My 5-Step Strategy to Exit in 15 Months Instead of 7 Years

    In this episode, Anthony breaks down the five rules he used to leave his career with money in the bank, including how to calculate your “freedom exit number,” why consumer debt can…

    38:11
  3. From Living in Her Car to Raising Millions: Arian Simone on Debt, Wealth & Fearless Freedom

    Arian Simone joins Anthony O’Neal for a conversation on how she went from a financially savvy family and a profitable college business to living in her car at 23, and how that expe…

    51:46
  4. 4 Steps to Get Out of a 5-Figure Car Loan and Stop Your Debt Cycle

    If you owe more on your car than it’s worth, trading it in may not solve the problem. It can roll thousands of dollars of old debt straight into your next loan. In this episode, An…

    28:10
  5. What I’d Do With My First $500 If I Started Investing Today: My Step-by-Step Plan for 2026

    If Anthony O’Neal had to start investing from scratch in September 2026, this is exactly how he’d do it. Anthony breaks down his simple 80/20 investing strategy, what he would do…

    47:02
  6. 100% Financing Explained: How to Buy a Home With $0 Down in 6 Months

    Can you really buy a home with $0 down without putting yourself in a bad financial position? In this episode, Anthony sits down with Coalition Properties Group to break down how…

    44:25
Now Playing
Single and Financially Behind? My 4-Part Plan to Build Wealth and Security on One Income — The Table with Anthony ONeal | Podcast | Josplay Music